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3140 N Canal Drive

Palm Harbor, FL 34684
  • $750,000
  • STATUS: Active
  • ON SITE: 197 Days
  • MLS #: TB8441633
Price Reduced
$750,000
  • 3
    BEDS
  • 0.15
    ACRES
  • 3
    BATHS
  • 1
    1/2 BATHS
  • 2,059
    SQFT
  • $364
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1983
County:
Area:

School Information

Elementary School:
Middle School:

Description

No Flood Insurance Required. Lakefront living. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite, office, den) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners’ suite features a walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby John Chesnut and Anderson Parks have public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. Just pure Florida lake life—freedom, fun, and relaxation all in one. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like. Seller will consider crypto currency offers.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-05-15T23:45:25.697.
www.lee-realty.com/homes/169411876
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3140 N Canal Drive Palm Harbor, FL 34684

  • Price: $750,000
  • Status: Active
  • On Site: 197 Days
  • MLS #: TB8441633
3
Beds
3
Baths
1
½ Baths
0.15
Acres
2,059
SQFT
$364
$/SQFT
1983
Built
Neighborhood:
Lake Tarpon Estates
County:
Pinellas
Area:
Palm Harbor
Elementary School:
Highland Lakes Elementary-Pn
Middle School:
Carwise Middle-Pn
High School:
Palm Harbor Univ High-PN
Property Description
No Flood Insurance Required. Lakefront living. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite, office, den) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners’ suite features a walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby John Chesnut and Anderson Parks have public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. Just pure Florida lake life—freedom, fun, and relaxation all in one. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like. Seller will consider crypto currency offers.
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials Vinyl SidingWood Frame Covered Spaces 2 Direction Faces North Exterior Features Awning(s)BalconyFrench DoorsGardenIrrigation System Fencing VinylWood Foundation Details Slab Lot Features In CountyLandscaped Parking Features Bath In GarageBoatCoveredGarage Door OpenerGround LevelRV Parking Pool Private Yn No Road Frontage Type Street Paved Road Surface Type Paved Roof Shingle Spa YN No View Water Water Access Canal - FreshwaterLake Water Access Yn Yes Water Body Name LAKE TARPON Water Extras Seawall - ConcreteSeawall - Other Water Extras Yn Yes Water View CanalLake Water View Yn Yes Waterfront Features Canal - Freshwater Waterfront Feet Total 0 Waterfront Yn Yes

Interior Features

Additional Rooms Bonus RoomDen/Library/OfficeGarage ApartmentInterior In-Law Suite w/Private Entry Appliances DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRange HoodRefrigeratorWater Softener Building Area Total 2059 Cooling Central Air Cooling YN Yes Fireplace Features Living Room Fireplace Yn Yes Flooring CarpetHardwood Furnished Unfurnished Heating Central Heating YN Yes Interior Features Cathedral Ceiling(s)Ceiling Fan(s)Eating Space In KitchenKitchen/Family Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Surface CountersStone Counters Laundry Features Electric Dryer HookupIn GarageLaundry RoomUpper LevelWasher Hookup Levels Three Or More Rooms Primary Bedroom (Walk-In Closet(s)) Kitchen Living Room Sewer Public Sewer Stories Total 3 Water Source Canal/Lake For Irrigation Window Features ENERGY STAR Qualified WindowsStorm Window(s)

Property Features

Additional Lease Restrictions Please refer to the Pinellas County Short Term Rental Certificate Of Use Program https://pinellas.gov/str/. Association Approval Required Yn No Association Yn No Cdd Yn No Down Payment Resource Yes Flood Zone Code X500 Garage Yn Yes Green Energy Efficient AppliancesWindows Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventionalFHAOtherVA Loan Minimum Lease No Minimum New Construction Yn No Ownership Fee Simple Property Attached YN No Property Condition Completed Property Sub Type Single Family Residence Realtor Info As-Is Senior Community Yn No Special Listing Conditions None Tax Annual Amount 170 Total Annual Fees 0 Total Monthly Fees 0 Utilities Cable ConnectedElectricity ConnectedPropaneSewer ConnectedSprinkler WellUnderground UtilitiesWater Connected Zoning R-3


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of A BETTER LIFE REALTY: 727-521-7378.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-05-15T23:45:25.697.
 
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