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3198 Indian Gulf Lane

Hernando Beach, FL 34607
  • $1,199,000
  • STATUS: Active
  • ON SITE: 21 Days
  • MLS #: W7888807
UPDATED: 20 min ago
$1,199,000
  • 2
    BEDS
  • 0.36
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 1,344
    SQFT
  • $892
    $/SQFT
Type:
Single-Family Home
Built:
1984
County:

School Ratings & Info

Description

Experience an exceptional waterfront lifestyle at 3198 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated coastal residence is offered together with adjoining Lot 13, which forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage. The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home's updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings. The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space. Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout. Aripeka is part of Florida's Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-09-16T20:44:34.603.
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3198 Indian Gulf Lane Hernando Beach, FL 34607

  • Price: $1,199,000
  • Status: Active
  • On Site: 21 Days
  • Updated: 20 min ago
  • MLS #: W7888807
2
Beds
3
Baths
0
½ Baths
0.36
Acres
1,344
SQFT
$892
$/SQFT
1984
Built
Neighborhood:
Indian Bay Country Homes Unrec
County:
Hernando
Area:
Spring Hl/Brksville/Weekiwachee/Hernando Bch
Property Description
Experience an exceptional waterfront lifestyle at 3198 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated coastal residence is offered together with adjoining Lot 13, which forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage. The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home's updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings. The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space. Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout. Aripeka is part of Florida's Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.
Exterior Features

Architectural Style Coastal Attached Garage Yn Yes Carport Yn No Construction Materials StuccoWood Frame Covered Spaces 1 Direction Faces North Exterior Features BalconySliding DoorsStorage Foundation Details SlabStilt/On Piling Garage Dimensions 22x12 Lot Features FloodZoneIn CountyLevelOversized Lot Lot Size Dimensions 120 x 131 Open Parking YN Yes Parking Features BoatDrivewayUnder Building Pool Private Yn No Road Frontage Type Street Paved Road Surface Type Paved Roof Metal Spa YN No View Water Water Access Gulf/Ocean Water Access Yn Yes Water Body Name GULF OF AMERICA Water Extras LiftSeawall - Concrete Water Extras Yn Yes Water View Gulf/Ocean - Full Water View Yn Yes Waterfront Features Gulf/Ocean Waterfront Yn Yes

Interior Features

Appliances DishwasherDryerMicrowaveRangeRefrigeratorWasher Building Area Total 2968 Cooling Central AirWall/Window Unit(s) Cooling YN Yes Fireplace Yn No Flooring Brick/StoneCeramic TileLuxury Vinyl Furnished Furnished Heating CentralElectric Heating YN Yes Interior Features Ceiling Fan(s)Crown MoldingOpen FloorplanPrimaryBedroom UpstairsStone CountersWindow Treatments Laundry Features Electric Dryer HookupInsideUpper LevelWasher Hookup Levels Two Rooms Den (Ceiling Fan(s)No Closet) Sewer Septic Tank Water Source Public Window Features Aluminum FramesShuttersWindow Treatments

Property Features

Additional Parcels YN Yes Association Yn No Cdd Yn No Condo Land Included Yn No Down Payment Resource No Flood Zone Code AE Garage Yn Yes Homestead Yn No Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventionalVA Loan Minimum Lease No Minimum New Construction Yn No Number Of Septics 1 Occupant Type Vacant Ownership Fee Simple Planned Unit Development Yn No Property Attached YN No Property Condition Completed Property Sub Type Single Family Residence Senior Community Yn No Special Listing Conditions None Tax Annual Amount 17674 Total Annual Fees 0 Total Monthly Fees 0 Utilities Cable ConnectedElectricity ConnectedWater Connected Zoning R1A


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of BRIDGE POINT BUSINESS REAL EST: 352-515-0226.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-09-16T20:44:34.603.
 
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